From the category archives:

Finance/Mortgage

Extended Home Buyer Tax Credit 101

December 16, 2009

Curious about how the new extended Home Buyer Tax Credit works? Here is a great little video that breaks it down in simple terms. Take a look and I hope it helps.

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Should I Rent Or Buy A Home?

October 29, 2009

A question that is regularly asked is “should I keep renting or should I buy a home”? This is a very valid question that deserves an answer. Here is a great little video that gives a very simple and understandable answer to the question. I hope you enjoy (and learn a thing [...]

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Please Explain Closing Costs!!!

October 22, 2009

Buying a house? Thinking about buying a house? Getting ready to close on a home? Are you completely confused about what Closing Costs are? Does the whole thing give you a headache and you wish someone could give you a super simple explanation about them. Well, today is your lucky [...]

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Follow Up On the $8000 First Time Home Buyer Tax Credit

July 16, 2009

The other day Chris Hill brought a guest post to the Clark County Real Estate Guide all about the $8000 tax credit for first time home buyers. He gave some great understanding to this wonderful program.
Well, today he did a video on his blog. This was the first of a three part series [...]

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Don’t miss your $8,000 Home Buyer Tax Credit

July 8, 2009

Mountains of cash for first time homebuyers

Today I welcome Chris Hill as my guest author. Chris & I have worked together for years and he is a most trusted resource when it comes to strategic mortgage planning. Thank you Chris for providing this valuable information. I hope to see you become a regular contributor here at the Clark [...]

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Step 2 To Understanding the Short Sale Process…

June 23, 2009

The Black Hole of the short sale process

Understanding? Really?
Well, not really. I don’t think it’s possible to really “understand” the process. Remember, I said there is NO LOGIC in the short sale process. None whatsoever. Nothing about the process makes any sense. Even the newest first time home buyer has a general idea of the process.
You [...]

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Do I Buy Now Or Wait?

April 5, 2009

The question gets asked all the time. Do I buy now or should I wait for “the bottom” of the market to hit. Unfortunately, we won’t be able to tell you when the “bottom” hits until several months after it has happened.
The thing we can say is interest rates are still at an [...]

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Understanding the Housing Recovery Plan

March 2, 2009

The recently announced Homeowner Affordability and Stability Plan is a sweeping effort to stem the national tide of foreclosures and to help as many as 9 million homeowners stay current on their mortgages. Here’s a look at what the plan will entail and who will be eligible for assistance.
Basics of the Plan
The nationwide foreclosure problem [...]

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Isn’t The Market Horrible?

September 13, 2008

It’s Just Different
I get asked this question on a regular basis. Continually, I let people know “no, it is not a horrible market”. It is a different market than the one we experienced a couple years ago. Not horrible, just different. Actually, the market is much more normal now than it [...]

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Attn: First-Time Home Buyers

August 14, 2008

If you are a first-time home buyer (someone who hasn’t owned a home in the past three years), now is the time for you to buy! The IRS is extending a tax credit of $7,500 for first-time home buyers within certain income limits: less than $75,000 income for single or head-of-household and up [...]

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New Conforming Loan Limits

April 11, 2008

In case you haven’t heard, the federal government has changed the conforming loan limits as part of President Bush’s economic stimulus plan. This affects which mortgage loans are considered “conforming loans” and which are considered “jumbo loans”. Jumbo loans carry a higher interest rate than conforming loans. Rather than setting a standard [...]

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